It pays to keep your stuff protected, even if you're not a pro.
When calamity strikes and you lose or damage a major piece of photographic equipment, the price to repair or replace can be high -- financially and emotionally. On average, most serious photographers carry somewhere between $3,000 and $5,000 worth of equipment, although it's not unusual for some to pack upwards of $15,000 in high-priced technology. No one wants to take that kind of loss.
